Insurance Claims Estimating with Xactimate
Itemized insurance repair estimates prepared in Xactimate for fire, water, storm, hail, mold, and earthquake damage, for contractors, adjusters, and property owners.
Fast, Fair Damage Estimates You Can Trust
Unexpected disasters such as fire, floods, storms, earthquakes, or other natural events can cause severe property damage. To recover quickly and fairly, accurate insurance claims estimates are essential for renovation and rebuilding. At Remarkable Estimating, we prepare Xactimate estimates for property owners, restoration contractors, builders, and insurance adjusters.
Remarkable Estimating Services, LLC is a construction estimating firm based in Hawthorne, California. We prepare itemized insurance repair estimates in Xactimate, the property-claims estimating software from Verisk, for losses anywhere in the United States. Our Xactimate-trained estimators document the scope line by line so the estimate is transparent and easy to review, and we deliver both the estimate report and the ESX file.
What we don't do: we prepare the estimate only. We are not public adjusters, we do not adjust, negotiate or advocate on claims, and we do not perform the repair work. New to Xactimate? Read our Xactimate estimating guide for insurance claims.
6 Damage Types Covered
Fire, water, storm, hail, mold & earthquake.
Zip-Code Based Pricing
Local accuracy for labor, materials, and overheads.
48–72 Hour Turnaround
Fast estimates when you need them most.
Comprehensive Xactimate Estimating Services
We provide reliable Xactimate estimates for residential, commercial, industrial, and civil properties, covering all types of damages. Using Xactimate's regional price lists, we prepare detailed restoration cost reports with labor, materials, and overhead priced for the loss location. For new construction or non-claim work, see our construction cost estimating and quantity takeoff services.
Damage Estimates for Every Disaster
Fire Damage Estimates
Restoration costs for smoke damage, interior and exterior repairs, and structural rebuilding after fires or explosions.
Water & Flood Damage Estimates
Costs for water mitigation, drying, equipment use, and material replacement.
Storm & Hurricane Damage Estimates
Roof, window, door, and structural repairs with labor and material calculations.
Hail Damage Estimates
Restoration costs for roofing, siding, cladding, and glazing after hail impact.
Mold Remediation Estimates
Mold cleanup and repairs for properties in humid or flood-prone areas.
Earthquake Damage Estimates
Repair and rebuilding costs for foundations, structures, and interiors after seismic events.
Our estimators create detailed, itemized cost plans for roofing, siding, interior, exterior, structural, foundation, mitigation, and demolition work, helping owners, contractors, and adjusters make informed restoration decisions. Related trade estimating: roofing, demolition, drywall, flooring and painting.
Benefits of Using Xactimate for Insurance Claims
Choosing Remarkable Estimating for your insurance claim estimating services comes with multiple benefits: accurate, data-driven, and itemized reporting that is easy to review.
Our team delivers professional cost estimation for projects of every scale, whether residential, commercial, or industrial.
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Detailed Documentation: Itemized, data-driven estimates to support accurate claim evaluation.
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Accurate Calculations: Get updated material and labor costs with precise breakdowns.
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Easier Review: Line-item documentation helps adjusters and carriers review the scope without guesswork.
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Fewer Missed Items: A structured line-item scope, checked before delivery, reduces missed items.
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Clear Cost Reports: Receive organized, itemized cost data in tables and charts for easy review.
How Our Insurance Claim Estimating Works
We work remotely from the photos, measurements and documents you send. A typical claim estimate follows these steps:
- Step 1: Send the loss details. Photos, measurements or sketches, and any carrier paperwork.
- Step 2: Get a free quote. We confirm the scope, price and turnaround.
- Step 3: Approve and pay 50%. Work starts after the first half of the fee is paid.
- Step 4: We write the estimate. Every room and area is scoped line by line in Xactimate.
- Step 5: Receive your estimate. An itemized Xactimate estimate report (PDF) and the ESX file, with the balance due on delivery.
Who Uses Our Xactimate Estimates?
- Restoration and roofing contractors who need an itemized repair estimate for a claim
- Insurance adjusters who need help with estimate writing
- Builders rebuilding after a loss
- Property owners who want to understand the cost of repairs
What We Need From You
- Photos of the damage and the affected areas
- Measurements, sketches or floor plans
- A description of the loss (fire, water, storm, hail, mold, earthquake)
- The property ZIP code
- Any carrier estimate, scope or paperwork you already have
Insurance Claim Estimating FAQs
Answers to what property owners, contractors, and adjusters ask most about our Xactimate estimating services.
Still Have Questions?
What types of damage do you estimate with Xactimate?
Are your estimators experienced with Xactimate?
Do you work directly with insurance adjusters and contractors?
How fast can I get an insurance claim estimate?
How much do your Xactimate estimating services cost?
Do you adjust or negotiate insurance claims?
What do you need to prepare an Xactimate estimate?
Do you provide the ESX file?
Can you also estimate repairs that are not insurance claims?
Get a Quote Today
Need an itemized Xactimate estimate for a fire, water, storm or hail loss? Send us your photos and measurements and we'll send a free quote. Simply email us, and we'll be happy to share a sample estimate with you.